| Revenue growth | Insurance revenue ₹2,720 Cr vs ₹2,675 Cr last year. |
|---|---|
| Margins | Combined ratio 99.8% vs 94.7%; ex-flood 97.4% vs 94.5%. |
| Order book | Long-term advance premium ₹3,556 Cr vs ₹3,209 Cr (March 2026). |
| Demand visibility | Soft market; no TP price hikes; property firming since mid-September. |
| Management confidence | Defensive; reframes results via accounting changes and ex-flood adjustments. |
Growth
Revenue ₹2,720 Cr vs ₹2,675 Cr; GDPI -1.1%, industry +7%. Private car -10.7%, two-wheeler +18.6%.
Outlook
No numeric forward guidance; Q3 outlook depends on monthly festive-season trends. Equity target ~12.5% of AUM, undated.
Risks
Flood losses ₹63 Cr vs ₹10 Cr; private car OD loss ratio 93%. EoM regulation unresolved; commissions remain high.
Earnings Call Transcript filed with BSE, NSE: GODIGIT. Summary written with AI assistance from the document.
Go Digit General Insurance Ltd: key numbers
- Share price
- ₹249.10
- Market cap
- ₹22,973 Cr
- Revenue (annual)
- ₹10,005 Cr
- Net profit (annual)
- ₹544.4 Cr
- P/E (TTM)
- 27.6×Sector 20.6×
- Promoter holding
- 72.96%-0.04% QoQ
- FII holding
- 6.58%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Go Digit General Insurance Ltd
All →Go Digit General Insurance Acquisition
Go Digit shareholders approved the amalgamation of Go Digit Infoworks Services into the company at an NCLT-convened meeting. No cash consideration is payable under the scheme.
Go Digit General Insurance Investor Presentation: Key Takeaways
Q2 FY27 Ind AS insurance revenue ₹2,720 cr (+1.7%); PAT ex-MTM ₹208 cr (-24.9%) on claims ratio 62.4%; CISR 99.8%; solvency 2.40x.
Go Digit General Insurance Q2 FY27 Results: Net Profit ₹142.4 Cr, Down 31.1% YoY
Go Digit General Insurance Ltd reported revenue from operations of ₹2,720 Cr (+1.7% YoY) and net profit of ₹142.4 Cr (-31.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹142.4 Cr · -31.1% YoY
Go Digit General Insurance Board Meeting Date
Go Digit General Insurance has scheduled a board meeting on 5 November 2026 to approve unaudited Q2 and H1 FY27 results. The trading window stays closed until 9 November 2026.
Go Digit General Insurance Credit Rating
Go Digit General Insurance's CRISIL corporate credit rating was re-affirmed at AA- on 23 October 2026. The outlook moved from Rating Watch with Developing Implications to Rating Watch with Positive Implications.
Go Digit General Insurance Other Announcement
The company submitted its quarterly shareholding pattern report as required under SEBI regulations.