| Revenue growth | 7% GWP growth in FY26. |
|---|---|
| Margins | Combined Ratio consistently improving, reaching 106% in FY26. |
| Demand visibility | Strong domestic reinsurance demand; projected market size ₹99,000 Cr by FY26. |
| Management confidence | High; citing market leadership and strong solvency. |
Growth
FY26 PAT grew 25% YoY to ₹8,392 Cr; GWP grew 7% to ₹44,007 Cr. Combined Ratio improved to 106%.
Outlook
Targeting market leadership via specialized covers like Surety and Cyber; building catastrophe reserves for climate change resilience.
Risks
Exposure to catastrophic events, climate change volatility, and international market competition.
Earnings Call filed with BSE, NSE: GICRE. Summary written with AI assistance from the document.
General Insurance Corporation of India: key numbers
- Share price
- ₹313.40
- Market cap
- ₹54,983 Cr
- Revenue (annual)
- ₹52,986 Cr
- Net profit (annual)
- ₹9,662 Cr
- P/E (TTM)
- 6.2×Sector 21.9×
- Promoter holding
- 77.40%-5.00% QoQ
- FII holding
- 2.43%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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General Insurance Corporation of India Earnings Call Transcript: Key Takeaways
GIC Re shows margin improvement via portfolio pruning, yet remains under pressure from intense domestic competition and flat investment income. Management is pivoting toward retail health while reducing underperforming international motor and property exposures.
- Call
- Guides 10% growth