| Revenue growth | PAT grew 5% YoY for 9M FY26; disbursements moderated. |
|---|---|
| Margins | NIMs compressed 50bps YoY due to higher opex and credit costs. |
| Management confidence | Cautiously optimistic; focused on fixing internal collection vertical. |
Growth
PAT grew 5% YoY to ₹830cr for 9M; disbursements fell 18% QoQ as collections took priority.
Outlook
N/A - Management explicitly refused to provide numeric guidance until collection strategy stabilizes over 1-2 quarters.
Risks
Stage-3 slippages remain elevated due to persistent borrower stress and deteriorating credit culture across the industry.
Earnings Call filed with NSE, NSE: FIVESTAR. Summary written with AI assistance from the document.
Five-Star Business Finance Ltd: key numbers
- Share price
- ₹509.00
- Market cap
- ₹15,025 Cr
- Revenue (annual)
- ₹3,218 Cr
- Net profit (annual)
- ₹1,099 Cr
- P/E (TTM)
- 13.6×Sector 21.9×
- Promoter holding
- 18.61%+0.00% QoQ
- FII holding
- 43.97%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
- ₹5,000 Cr
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