| Revenue growth | PAT grew 1% YoY; disbursements dropped 18% QoQ. |
|---|---|
| Margins | NIM compressed by 50bps YoY due to higher Opex and credit costs. |
| Management confidence | Cautious; focusing on 'fixing the problem' before accelerating. |
Growth
PAT grew marginally at 1% YoY as disbursement volumes were intentionally curtailed to fix portfolio stress.
Outlook
Guidance on future growth remains paused until collection stability is proven over the next two quarters.
Risks
Elevated Stage-3 slippages and 'behavioral' contagion from microfinance stress could further erode asset quality.
Earnings Call filed with NSE, NSE: FIVESTAR. Summary written with AI assistance from the document.
Five-Star Business Finance Ltd: key numbers
- Share price
- ₹509.00
- Market cap
- ₹15,025 Cr
- Revenue (annual)
- ₹3,218 Cr
- Net profit (annual)
- ₹1,099 Cr
- P/E (TTM)
- 13.6×Sector 21.9×
- Promoter holding
- 18.61%+0.00% QoQ
- FII holding
- 43.97%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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