| Revenue growth | Stable 9M PAT at ₹830cr; disbursements moderated to ₹976cr. |
|---|---|
| Margins | NIMs compressed 50bps YoY due to lower disbursement yields. |
| Order book | AUM growth moderated; prioritizing collection efficiency over volume. |
| Management confidence | Cautiously optimistic; focusing on 'fixing the problem' before accelerating. |
Growth
PAT grew 5% YoY to ₹830cr for 9M FY26, though Q3 disbursements fell 18% QoQ to prioritize asset quality.
Outlook
Targeting growth acceleration in FY27 after stabilizing collections and fully integrating the new 2,452-person vertical.
Risks
Persistent stress in Stage 3 assets and rising slippages reflect borrower over-leverage and poor credit culture contagion.
Earnings Call filed with NSE, NSE: FIVESTAR. Summary written with AI assistance from the document.
Five-Star Business Finance Ltd: key numbers
- Share price
- ₹515.30
- Market cap
- ₹15,211 Cr
- Revenue (annual)
- ₹3,218 Cr
- Net profit (annual)
- ₹1,099 Cr
- P/E (TTM)
- 13.8×Sector 21.9×
- Promoter holding
- 18.61%+0.00% QoQ
- FII holding
- 43.97%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
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