| Revenue growth | PAT grew 1% YoY to ₹277 Cr; growth moderated by cautious disbursements. |
|---|---|
| Margins | NIMs compressed 50bps YoY due to lower yields and higher opex. |
| Management confidence | Cautious but resolute; focusing on 'fixing the problem' before accelerating. |
Growth
AUM growth moderated as disbursements fell 18% QoQ; management is intentionally slowing to fix asset quality.
Outlook
Management expects recovery trends to stabilize in Q4, aiming for a return to growth acceleration in FY27.
Risks
Persistent stress in the <₹3 Lakh segment and behavioral shifts in MFI borrowers threaten credit culture.
Earnings Call filed with NSE, NSE: FIVESTAR. Summary written with AI assistance from the document.
Five-Star Business Finance Ltd: key numbers
- Share price
- ₹509.00
- Market cap
- ₹15,025 Cr
- Revenue (annual)
- ₹3,218 Cr
- Net profit (annual)
- ₹1,099 Cr
- P/E (TTM)
- 13.6×Sector 21.9×
- Promoter holding
- 18.61%+0.00% QoQ
- FII holding
- 43.97%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
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