| Revenue growth | 13% YoY for FY26 |
|---|---|
| Margins | NIM at 19.86% for FY26 (-60 bps YoY) |
| Order book | AUM at ₹132,246 Mn |
| Demand visibility | Targeting 20% growth in FY27 |
| Management confidence | High; stating 'worst is behind us' |
Growth
AUM grew 11% YoY; FY26 Total Income reached ₹32,460 Mn (+13% YoY); PAT growth was a modest 2% YoY.
Outlook
Management targets 20% AUM growth for FY27; focusing on southern India expansion and 3-10L ticket sizes.
Risks
Gross NPA increased to 3.37% (vs 1.79% FY25); slippage ratio and credit costs showed upward trends during the year.
Earnings Call filed with NSE, NSE: FIVESTAR. Summary written with AI assistance from the document.
Five-Star Business Finance Ltd: key numbers
- Share price
- ₹509.00
- Market cap
- ₹15,025 Cr
- Revenue (annual)
- ₹3,218 Cr
- Net profit (annual)
- ₹1,099 Cr
- P/E (TTM)
- 13.6×Sector 21.9×
- Promoter holding
- 18.61%+0.00% QoQ
- FII holding
- 43.97%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Five-Star Business Finance Ltd
All →Five-Star Business Finance Employee Stock Options
Five-Star Business Finance allotted 7,040 equity shares under its 2018 ESOP scheme. Paid-up capital rose to ₹29.52 Crore following the option exercise.
Five-Star Business Finance Annual General Meeting
Five-Star Business Finance Limited concluded its 42nd AGM on August 31, 2026. Shareholders approved a final dividend of Rs. 2 per equity share for FY 2025-26.
Five-Star Business Finance Employee Stock Options
Five-Star Business Finance allotted 650 equity shares following the exercise of employee stock options. The shares were issued at an exercise price of INR 1 per share.
Five-Star Business Finance Other Announcement
Five-Star Business Finance submitted its Business Responsibility and Sustainability Report (BRSR) for FY 2025-26, detailing the company's sustainability initiatives and ESG performance.
Five-Star Business Finance Annual General Meeting
Five-Star Business Finance has scheduled its 42nd Annual General Meeting for August 31, 2026. The meeting will consider approving NCD issuance limits up to ₹5,000 Crore.
- Value
- ₹5,000 Cr
Five-Star Business Finance Annual General Meeting
Five-Star Business Finance announced the publication of its 42nd Annual General Meeting notice in newspapers. The AGM will be held via video conferencing.