| Revenue growth | AUM up 27% YoY to ₹20,153cr; Gold loans up 76%. |
|---|---|
| Margins | Yields softened 12bps due to massive gold loan mix increase. |
| Demand visibility | Strong demand in gold and medium-ticket LAP segments. |
| Management confidence | Cautiously optimistic; focusing on 'rebuild' year recovery and secured assets. |
Growth
AUM grew 27% YoY; Gold loans surged 76% YoY, becoming the primary growth engine.
Outlook
Targeting 20-25% AUM growth in FY27 with 20-30 bps ROA expansion.
Risks
Gold price volatility and geopolitical instability in the Gulf could pressure borrowing costs/liquidity.
Earnings Call filed with NSE, NSE: FEDFINA. Summary written with AI assistance from the document.
Fedbank Financial Services Ltd: key numbers
- Share price
- ₹148.56
- Market cap
- ₹5,573 Cr
- Revenue (annual)
- ₹2,224 Cr
- Net profit (annual)
- ₹343.6 Cr
- P/E (TTM)
- 14.6×Sector 21.8×
- Promoter holding
- 60.67%-0.12% QoQ
- FII holding
- 9.30%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Fedbank Financial Services Ltd
All →Fedbank Financial Services Employee Stock Options
Fedbank allotted 42,250 equity shares upon exercise of vested stock options under ESOS 2018 and 2024. Paid-up capital rose to ₹375.14 Crore from ₹375.10 Crore.
Fedbank Financial Services Annual Report
Fedbank Financial Services Limited has submitted its Annual Report for the Financial Year 2025-26, including the notice for its 31st Annual General Meeting.
Fedbank Financial Services Annual General Meeting
Fedbank Financial Services Ltd issued the notice for its 31st Annual General Meeting to be held on September 29, 2026, and submitted its Annual Report.
Fedbank Financial Services Employee Stock Options
Fedbank Financial Services allotted 82,977 equity shares to employees following the exercise of vested stock options under its ESOS 2018 and ESOS 2024 schemes.
Fedbank Financial Services Debt & Borrowing: ₹2,500 Cr
Fedbank Financial Services Limited has approved the issuance of debt securities worth ₹2,500 Crore. The company will raise funds through the issuance of these debt instruments.
- Value
- ₹2,500 Cr
Fedbank Financial Services Other Announcement
Fedbank Financial Services has appointed V. Sankar Aiyar & Co. as Joint Statutory Auditors for three years, subject to shareholder approval.