| Revenue growth | Gross income +45.8% YoY; +6.7% QoQ |
|---|---|
| Margins | ROE 19.6%, ROC 24.66% (H1 FY27), up from FY26 |
| Demand visibility | EWA scaling across corporates; 50+ lenders widening offerings |
Growth
Interest income ₹494L (+38.3% YoY); EWA fee income ₹119L (+120.4%); distribution income ₹394L (+41.7%). PAT +8.8% QoQ.
Outlook
No numeric guidance given. Emerald Ekam to add general, motor and life insurance, plus unified bill payments.
Risks
Impairment of assets rose to ₹28.8L from ₹21.2L QoQ; distribution income fell 7.7% QoQ; rated BBB- (Stable).
Investor Presentation filed with BSE, NSE: EMERALD. Summary written with AI assistance from the document.
Emerald Finance Ltd: key numbers
- Share price
- ₹58.15
- Market cap
- ₹196.4 Cr
- Revenue (annual)
- ₹31.17 Cr
- Net profit (annual)
- ₹14.47 Cr
- P/E (TTM)
- 11.1×Sector 19.5×
- Promoter holding
- 59.70%+0.00% QoQ
- FII holding
- 1.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Emerald Finance Ltd
All →Emerald Finance Q2 FY27 Results: Net Profit ₹5.3 Cr, Up 47.2% YoY
Emerald Finance Ltd reported revenue from operations of ₹10.1 Cr (+46.4% YoY) and net profit of ₹5.3 Cr (+47.2% YoY) for Q2 FY27.
- Key figure
- Net profit ₹5.3 Cr · +47.2% YoY
Emerald Finance Partnership
Emerald Finance appointed as a Direct Selling Agent by Unity Small Finance Bank to source Gold Loan business Pan India. The filing announces a new business association but states no monetary value.
- From
- Unity Small Finance Bank
Emerald Finance Board Meeting Date
Emerald Finance will hold a board meeting on November 4, 2026 to consider unaudited quarterly and half-year results. The trading window remains closed until November 6, 2026.
Emerald Finance Partnership
Emerald Finance has partnered with Kandarp Digi Smart BPO to offer an early-wage-access programme to employees. The tie-up gives staff access to part of their salaries.
Emerald Finance Partnership
Emerald Finance partnered with Halomax Lighting Solutions to offer an Early-Wage-Access program for its employees. This tie-up facilitates seamless salary advances to staff.
Emerald Finance Other Announcement
Emerald Finance Ltd has submitted its quarterly shareholding pattern as of September 30, 2026, in compliance with SEBI Listing Regulations.