| Revenue growth | 52.8% CAGR projected from FY24 to FY26. |
|---|---|
| Margins | Targeting 48.7% PAT margin for FY26. |
| Order book | 214 total corporates; 4,000 monthly active users. |
| Demand visibility | Strong mid-month cash gap creates persistent demand for EWA. |
Growth
Projected FY26 Revenue of ₹31.20 Cr (+52.8% CAGR) and PAT of ₹15.19 Cr (+91.6% CAGR) on consolidated basis.
Outlook
Expanding into health/general insurance, mutual funds, and digital gold. Aiming to scale EWA as a default financial wellness partner.
Risks
Regulatory compliance in fintech, dependence on corporate partnerships for EWA distribution, and credit risk in MSME lending.
Earnings Call filed with BSE, NSE: EMERALD. Summary written with AI assistance from the document.
Emerald Finance Ltd: key numbers
- Share price
- ₹57.59
- Market cap
- ₹194.5 Cr
- Revenue (annual)
- ₹31.17 Cr
- Net profit (annual)
- ₹14.47 Cr
- P/E (TTM)
- 12.0×Sector 21.9×
- Promoter holding
- 59.70%+0.00% QoQ
- FII holding
- 1.78%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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