| Margins | NIM expanded to 3.35%; yield on advances impacted by Q1 gold mix. |
|---|---|
| Demand visibility | Strong loan demand across segments; bank is picking and choosing customers. |
| Management confidence | High: focus on consistency, predictability, and time-bound guidance delivery. |
Growth
PAT grew 36% YoY; core fee income rose 31% YoY to INR 175 Cr. GNPA improved to 2.43% (down 55 bps YoY).
Outlook
Management reiterated FY27 ROE guidance of 13.5% and FY28 guidance of 14.5%, while maintaining cost-to-average assets below 2.5%.
Risks
Potential inflation from rising petroleum prices and geopolitical uncertainties. Mortgage book faces higher rundown due to legacy DA book attrition.
Earnings Call Transcript filed with BSE, NSE: DCBBANK. Summary written with AI assistance from the document.
DCB Bank Ltd: key numbers
- Share price
- ₹200.78
- Market cap
- ₹6,469 Cr
- Revenue (annual)
- ₹7,404 Cr
- Net profit (annual)
- ₹731.6 Cr
- P/E (TTM)
- 8.2×Sector 21.9×
- Promoter holding
- 16.23%+0.00% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from DCB Bank Ltd
All →DCB Bank Regulatory Approval
RBI approved ICICI Prudential AMC to acquire up to 9.95% of DCB Bank's equity. The approval is conditional and lapses if not exercised within one year.
DCB Bank Employee Stock Options
DCB Bank Limited allotted 30,275 equity shares to employees under its Employee Stock Option Plan. This increases the bank's total paid-up share capital to 322,178,962 shares.
DCB Bank Price Movement Clarification
DCB Bank clarified it has no undisclosed material information regarding news reports of PE firm talks. The bank currently evaluates strategic opportunities in its ordinary business course.
DCB Bank Debt & Borrowing
DCB Bank has fixed September 15, 2026, as the record date for the half-yearly interest payment on its Unsecured Subordinated Tier II Bonds.
DCB Bank Merger & Restructuring Worth ₹9.55 Cr
DCB Bank will divest its 9.65% stake in Saksham Gram Credit for Rs 9.55 Crore, receiving cash and shares in Purple Finance Limited.
- Value
- ₹9.55 Cr
- Execution
- 6 months
DCB Bank Annual General Meeting
DCB Bank shareholders approved the special resolution for the appointment and remuneration of Mr. Pushan Mahapatra as Non-Executive Part-Time Chairman via postal ballot.