| Revenue growth | 16% income growth for the full year. |
|---|---|
| Margins | NIM expanded to 3.39%, up 12 bps sequentially; cost of deposits improving. |
| Demand visibility | Strong demand in mortgages, agri, and secured small-ticket granular products. |
| Management confidence | High; cited consistency, predictability, and repeatability as key pillars. |
Growth
FY26 PAT grew to record levels; Q4 advances up 18% YoY, deposits up 21% YoY.
Outlook
Targets 18-20% loan growth; aims to increase employee headcount to 13,000 and cross 500 branches in FY27.
Risks
West Asia crisis impact on supply chains and inflation; flat current account growth; MFI book volatility.
Earnings Call filed with BSE, NSE: DCBBANK. Summary written with AI assistance from the document.
DCB Bank Ltd: key numbers
- Share price
- ₹200.78
- Market cap
- ₹6,469 Cr
- Revenue (annual)
- ₹7,404 Cr
- Net profit (annual)
- ₹731.6 Cr
- P/E (TTM)
- 8.2×Sector 21.9×
- Promoter holding
- 16.23%+0.00% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from DCB Bank Ltd
All →DCB Bank Regulatory Approval
RBI approved ICICI Prudential AMC to acquire up to 9.95% of DCB Bank's equity. The approval is conditional and lapses if not exercised within one year.
DCB Bank Employee Stock Options
DCB Bank Limited allotted 30,275 equity shares to employees under its Employee Stock Option Plan. This increases the bank's total paid-up share capital to 322,178,962 shares.
DCB Bank Price Movement Clarification
DCB Bank clarified it has no undisclosed material information regarding news reports of PE firm talks. The bank currently evaluates strategic opportunities in its ordinary business course.
DCB Bank Debt & Borrowing
DCB Bank has fixed September 15, 2026, as the record date for the half-yearly interest payment on its Unsecured Subordinated Tier II Bonds.
DCB Bank Merger & Restructuring Worth ₹9.55 Cr
DCB Bank will divest its 9.65% stake in Saksham Gram Credit for Rs 9.55 Crore, receiving cash and shares in Purple Finance Limited.
- Value
- ₹9.55 Cr
- Execution
- 6 months
DCB Bank Annual General Meeting
DCB Bank shareholders approved the special resolution for the appointment and remuneration of Mr. Pushan Mahapatra as Non-Executive Part-Time Chairman via postal ballot.