| Revenue growth | Income grew 16% YoY; advances increased by 18% for the full year. |
|---|---|
| Margins | NIMs improved to 3.39%, up 12 bps sequentially due to mix. |
| Demand visibility | Strong demand in mortgages and agri; SME showing signs of recovery. |
| Management confidence | Balanced and data-driven, emphasizing consistency and long-term targets. |
Growth
Advances grew 18% YoY; PAT for FY26 reached a record ₹722cr with NIMs expanding to 3.39%.
Outlook
Targeting 18-20% loan growth; internal guidance projects doubling the balance sheet in 3-4 years.
Risks
West Asia crisis impacts, sticky CASA growth, and potential yield pressures from Repo rate cuts.
Earnings Call filed with BSE, NSE: DCBBANK. Summary written with AI assistance from the document.
DCB Bank Ltd: key numbers
- Share price
- ₹200.78
- Market cap
- ₹6,469 Cr
- Revenue (annual)
- ₹7,404 Cr
- Net profit (annual)
- ₹731.6 Cr
- P/E (TTM)
- 8.2×Sector 21.9×
- Promoter holding
- 16.23%+0.00% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from DCB Bank Ltd
All →DCB Bank Regulatory Approval
RBI approved ICICI Prudential AMC to acquire up to 9.95% of DCB Bank's equity. The approval is conditional and lapses if not exercised within one year.
DCB Bank Employee Stock Options
DCB Bank Limited allotted 30,275 equity shares to employees under its Employee Stock Option Plan. This increases the bank's total paid-up share capital to 322,178,962 shares.
DCB Bank Price Movement Clarification
DCB Bank clarified it has no undisclosed material information regarding news reports of PE firm talks. The bank currently evaluates strategic opportunities in its ordinary business course.
DCB Bank Debt & Borrowing
DCB Bank has fixed September 15, 2026, as the record date for the half-yearly interest payment on its Unsecured Subordinated Tier II Bonds.
DCB Bank Merger & Restructuring Worth ₹9.55 Cr
DCB Bank will divest its 9.65% stake in Saksham Gram Credit for Rs 9.55 Crore, receiving cash and shares in Purple Finance Limited.
- Value
- ₹9.55 Cr
- Execution
- 6 months
DCB Bank Annual General Meeting
DCB Bank shareholders approved the special resolution for the appointment and remuneration of Mr. Pushan Mahapatra as Non-Executive Part-Time Chairman via postal ballot.