| Net Profit guidance | 18.0% → 22.5% Raised by 4.5 percentage points |
|---|---|
| Management target | Revenue 25.0% FY27 |
| Revenue growth | AUM up 19.5% YoY; H1 disbursements reached ₹12,461 Cr. |
|---|---|
| Margins | NIM expanded to 15.1% driven by lower interest reversals. |
| Demand visibility | Strong, especially in retail finance and seasonal H2 uptick. |
| Management confidence | Confident, raising profitability guidance despite localized environmental headwinds. |
Growth
AUM grew 19.5% YoY to ₹30,946 Cr; disbursements rose 19.4% YoY.
Outlook
Raised FY27 ROA guidance to 5.2%-5.8% and ROE to 21%-24%.
Risks
Drought in Maharashtra and flooding in North India pose asset quality risks.
Earnings Call Transcript filed with NSE, NSE: CREDITACC. Summary written with AI assistance from the document.
CreditAccess Grameen Ltd: key numbers
- Share price
- ₹1,022.20
- Market cap
- ₹16,412 Cr
- Revenue (annual)
- ₹6,059 Cr
- Net profit (annual)
- ₹777.6 Cr
- P/E (TTM)
- 10.3×Sector 19.7×
- Promoter holding
- 63.83%-2.38% QoQ
- FII holding
- 14.73%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CreditAccess Grameen Ltd
All →CreditAccess Grameen Management Change
CreditAccess Grameen Limited has appointed M/s. Sharp & Tannan as Statutory Auditor for a term of 36 months, effective July 1, 2027.
CreditAccess Grameen Other Announcement
CreditAccess Grameen filed its statement of utilization of issue proceeds for non-convertible securities for the quarter ended September 30, 2026, per SEBI LODR regulations.
CreditAccess Grameen Results Update
CreditAccess Grameen announced its Q2 FY27 financial results, reporting strong growth in profit and income, alongside positive business operational highlights for the quarter.
CreditAccess Grameen Investor Presentation: Key Takeaways
CreditAccess Grameen reported its highest quarterly profit of INR 502 Cr for Q2 FY27, crossing a major milestone with 19.5% YoY AUM growth driven by rural inclusive financing.
- Call
- Guides 25% growth
CreditAccess Grameen Q2 FY27 Results: Net Profit ₹501.6 Cr, Up 298.7% YoY
CreditAccess Grameen Ltd reported revenue from operations of ₹1,904 Cr (+26.2% YoY) and net profit of ₹501.6 Cr (+298.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹501.6 Cr · +298.7% YoY
CreditAccess Grameen Debt & Borrowing: ₹0.42 Cr
CreditAccess Grameen paid monthly interest of Rs.0.42 Crore on its Series V NCDs, one day ahead of schedule. This confirms ongoing compliance with its debt servicing obligations.
- Value
- ₹0.42 Cr