| Revenue growth | Interest income +27%; other income +35% (Q2) |
|---|---|
| Margins | NIM 3.87% vs 3.63%; yield on advances 9.85% |
| Demand visibility | Deposits +21%, advances +26% YoY |
Growth
Q2 PAT +27% to Rs 4,159Mn; H1 PAT +26% to Rs 7,985Mn; operating profit +40%; other income +35% in Q2.
Outlook
No explicit guidance given. Management cites long-term ROA benchmark of 1.50+%; current ROA is 1.62%.
Risks
Provisions up 73% to Rs 2,450Mn; cost of deposits 5.56%; opex +23%; gold loans ~30% of advances.
Investor Presentation filed with BSE, NSE: CUB. Summary written with AI assistance from the document.
City Union Bank Ltd: key numbers
- Share price
- ₹225.13
- Market cap
- ₹22,306 Cr
- Revenue (annual)
- ₹6,870 Cr
- Net profit (annual)
- ₹1,326 Cr
- P/E (TTM)
- 15.0×Sector 19.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 17.39%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from City Union Bank Ltd
All →City Union Bank Earnings Call Transcript: Key Takeaways
City Union Bank crossed ₹1.5 lakh Cr business, showing strong recovery in NIMs and asset quality.
- Call
- Guides 18% growth
City Union Bank Results Update
City Union Bank reported Q2 FY27 profit after tax of ₹416 Crore, up 27% year on year. Half-year PAT rose 26% to ₹798 Crore.
City Union Bank Q2 FY27 Results: Net Profit ₹415.9 Cr, Up 26.6% YoY
City Union Bank Ltd reported revenue from operations of ₹2,092 Cr (+26.6% YoY) and net profit of ₹415.9 Cr (+26.6% YoY) for Q2 FY27.
- Key figure
- Net profit ₹415.9 Cr · +26.6% YoY
City Union Bank Other Announcement
City Union Bank Ltd has filed its quarterly shareholding pattern under Regulation 31(1)(b) of the SEBI Listing Regulations.
City Union Bank Legal & Regulatory
City Union Bank has received a GST demand order for ₹208.91 crore under the TNGST Act. The bank intends to pursue legal remedies against this demand.
- Value
- ₹208.9 Cr
- From
- Deputy Commissioner, State Tax, Tanjore
City Union Bank Board Meeting Date
City Union Bank will hold a board meeting on October 28, 2026, to consider and approve its un-audited standalone financial results for the quarter and half-year.