| Margins | NIMs stable at ~8%; improved by 40 bps YoY in Q4. |
|---|---|
| Demand visibility | Strong vehicle demand; recovery in commercial and passenger vehicle segments. |
| Management confidence | High; citing broad-based growth across all eight business engines. |
Growth
AUM grew 21% YoY. NIMs improved by 40 bps; ROA stood at 4.1% before a precautionary overlay.
Outlook
Guidance maintained for 20-23% AUM growth and credit costs around 1.5% for FY27.
Risks
Global uncertainties impacting fuel prices and shipping flows; precautionary INR 200 crore management overlay provided for potential stress.
Earnings Call filed with NSE, NSE: CHOLAFIN. Summary written with AI assistance from the document.
Cholamandalam Investment & Finance Company Ltd: key numbers
- Share price
- ₹1,577.30
- Market cap
- ₹1,33,002 Cr
- Revenue (annual)
- ₹31,073 Cr
- Net profit (annual)
- ₹5,233 Cr
- P/E (TTM)
- 23.1×Sector 21.9×
- Promoter holding
- 49.22%-0.03% QoQ
- FII holding
- 24.46%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Cholamandalam Investment & Finance Company Ltd
All →Cholamandalam Investment & Finance Company Employee Stock Options
The company has allotted 54,302 equity shares under its employee stock option scheme. This follows the exercise of options by eligible employees.
Cholamandalam Investment & Finance Company Price Movement Clarification
Cholamandalam Investment and Finance clarified that recent increased trading volume in its equity shares is market-driven and not due to any undisclosed company information.
Cholamandalam Investment & Finance Company Employee Stock Options
Cholamandalam Investment and Finance allotted 2,44,596 equity shares upon the exercise of employee stock options. This follows the approval from the Nomination and Remuneration Committee.
Cholamandalam Investment & Finance Company Debt & Borrowing: ₹4.19 Cr
Cholamandalam Investment and Finance Company Ltd confirmed the interest payment on its non-convertible debentures amounting to ₹4.19 Crore.
- Value
- ₹4.19 Cr
Cholamandalam Investment & Finance Company Debt & Borrowing: ₹213.2 Cr
Cholamandalam Investment and Finance completed full redemption of NCDs amounting to ₹213.17 Crore. All outstanding principal amounts were paid on the due date.
- Value
- ₹213.2 Cr
Cholamandalam Investment & Finance Company Debt & Borrowing
Cholamandalam Investment and Finance Company allotted 2,000 unsecured listed redeemable perpetual non-convertible debentures. This debt issuance follows the company's previously approved capital raising plans.