| Revenue growth | Total Income grew 7.72% YoY to ₹42,342 Cr. |
|---|---|
| Margins | NIM moderated to 3.07%; ROA improved 3bps to 0.89%. |
| Order book | Total Business crossed ₹8.12 Lakh Cr milestone. |
| Management confidence | High; cited sustained profitability for 20 consecutive quarters. |
Growth
FY26 Net Profit rose 15.43% YoY to ₹4,369 Cr; Gross Advances grew 18.76% to ₹3.44 Lakh Cr.
Outlook
Focus on RAM (68.09% of book) and reaching 85%+ investment grade standard advances. Continued digital scaling via DLP.
Risks
NIM compression from 3.40% to 3.07% YoY; rising cost of deposits at 4.82%.
Earnings Call filed with BSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹30.44
- Market cap
- ₹27,552 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 21.8×
- Promoter holding
- 81.19%-8.08% QoQ
- FII holding
- 0.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Central Bank of India
All →Central Bank of India Management Change
Central Bank of India has extended the tenure of Shri Mahendra Dohare, Executive Director, for three years starting from October 8, 2026.
Central Bank of India Product Launch
Central Bank of India launched 'Bharat Connect for Business' in partnership with NPCI Bharat Bill Pay Ltd. The platform facilitates digital B2B payments for businesses.
Central Bank of India Adverse Business Impact
Central Bank of India informed that various bank unions have announced strike dates in September and October 2026, which may impact normal branch operations.
Central Bank of India Debt & Borrowing: ₹132 Cr
Central Bank of India paid Rs. 132 Crore in annual interest for its Basel III Compliant Tier II Bonds (Series VI). The payment was completed on August 31, 2026.
- Value
- ₹132.0 Cr
Central Bank of India Management Change
Shri Umesh Kumar Singh, General Manager, has ceased to be a Senior Management Personnel of Central Bank of India due to voluntary retirement.
Central Bank of India Credit Rating
Central Bank of India received an upgraded credit rating from CRISIL Ratings Limited for its corporate credit and various debt instruments.