| Revenue growth | Total Income grew 7.72% YoY to ₹42,342 Cr. |
|---|---|
| Margins | NIM decreased to 3.07% from 3.40% YoY. |
| Demand visibility | Strong RAM segment growth at 20.86% YoY. |
Growth
Total Business grew 15.60%; Net Profit increased 15.43% YoY; Gross Advances rose 18.76% to ₹3,44,516 Cr.
Outlook
Focus on digital expansion via Cent NEO and scaling retail/MSME portfolios which showed 16.90% and 19.39% CAGR.
Risks
CASA ratio moderated from 48.91% to 47.30%; Cost of Deposits rose slightly to 4.82%.
Earnings Call filed with NSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹30.40
- Market cap
- ₹27,516 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 21.9×
- Promoter holding
- 81.19%-8.08% QoQ
- FII holding
- 0.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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