| Revenue growth | Interest income grew 7.01% YoY to ₹36,026 Cr. |
|---|---|
| Margins | NIM decreased from 3.40% (FY25) to 3.07% (FY26). |
| Demand visibility | Sustained credit demand across major sectors, especially manufacturing during Q4FY26. |
Growth
Total Income grew 7.72% to ₹42,342 Cr. Net Profit rose 15.43% YoY. Gross Advances increased 18.76%.
Outlook
Focus on business acceleration. FY26 credit growth expected to remain robust driven by manufacturing, agriculture, and retail segments.
Risks
Global inflation, geopolitical tensions affecting fertilizer availability, and synchronized dip in trade performance exports and imports.
Earnings Call filed with BSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹30.40
- Market cap
- ₹27,516 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 21.9×
- Promoter holding
- 81.19%-8.08% QoQ
- FII holding
- 0.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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