| Revenue growth | Interest Income grew 7.01% YoY to ₹36,026 Cr. |
|---|---|
| Margins | NIM declined 33 bps YoY; Yield on Advances down 57 bps. |
| Demand visibility | Sustained credit demand across major sectors, particularly manufacturing. |
| Management confidence | High; labeled FY26 as 'Year of Business Acceleration'. |
Growth
FY26 Net Profit rose 15.43% YoY to ₹4,369 Cr. Gross Advances grew 18.76% to ₹3.44 lakh Cr.
Outlook
Strong emphasis on digital transformation and maintaining a robust 47.30% CASA ratio. No explicit numerical guidance provided.
Risks
NIM compressed to 3.07% from 3.40% YoY. Geopolitical tensions affecting fertilizer/energy costs could dampen demand.
Earnings Call filed with NSE, NSE: CENTRALBK. Summary written with AI assistance from the document.
Central Bank of India: key numbers
- Share price
- ₹30.40
- Market cap
- ₹27,516 Cr
- Revenue (annual)
- ₹36,168 Cr
- Net profit (annual)
- ₹4,524 Cr
- P/E (TTM)
- 6.0×Sector 21.9×
- Promoter holding
- 81.19%-8.08% QoQ
- FII holding
- 0.93%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
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