| Revenue growth | Net Interest Income grew 19% YoY for Q4 FY26. |
|---|---|
| Margins | NIM at 4.06%; expansion expected via lower deposit costs and repricing. |
| Demand visibility | Strong traction across MSME, mortgage, and agriculture segments. |
| Management confidence | High; citing 10 years as SFB and 26 years as institution. |
Growth
Deposits grew 20% YoY; Gross Advances grew 21% YoY. Q4 PAT stood at ₹40Cr, up 17% YoY.
Outlook
Guided 22% loan growth for FY27; targeting ₹16,000Cr advance book and 1.6% ROA by FY29.
Risks
Competitive pressure on deposit costs and agricultural NPA stickiness during non-cash flow periods (Q4).
Earnings Call filed with BSE, NSE: CAPITALSFB. Summary written with AI assistance from the document.
Capital Small Finance Bank Ltd: key numbers
- Share price
- ₹274.20
- Market cap
- ₹1,247 Cr
- Revenue (annual)
- ₹1,049 Cr
- Net profit (annual)
- ₹141.4 Cr
- P/E (TTM)
- 8.3×Sector 21.8×
- Promoter holding
- 18.29%+0.28% QoQ
- FII holding
- 0.59%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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Capital Small Finance Bank Employee Stock Options
Capital Small Finance Bank Limited approved the grant of 25,582 ESOPs to Executive Director Munish Jain as part of his variable pay for FY 2025-26.
Capital Small Finance Bank Earnings Call Transcript: Key Takeaways
Capital SFB reported Q1 FY27 PAT of ₹41.3 Cr, up 29% YoY, with gross advances growing 22% to ₹9,074 Cr. Strategy focuses on secured lending and retail-centric deposit growth.
- Call
- Guides 22% growth
Capital Small Finance Bank Results Update
Capital Small Finance Bank reported Q1 FY27 results with a net profit of ₹41.3 crore and advances of ₹9,074 crore, showing strong growth in its lending franchise.
Capital Small Finance Bank Investor Presentation: Key Takeaways
Capital SFB reported strong Q1FY27 results with 29% YoY PAT growth to INR 41 Cr and 22% Advance growth. Strategy focuses on secured lending (97.4%) and granular retail deposits.
- Call
- Guides 100% growth
Capital Small Finance Bank Q1 FY27 Results: Net Profit ₹41.3 Cr, Up 29.1% YoY
Capital Small Finance Bank Ltd reported revenue from operations of ₹288.2 Cr (+16.6% YoY) and net profit of ₹41.3 Cr (+29.1% YoY) for Q1 FY27.
- Key figure
- Net profit ₹41.3 Cr · +29.1% YoY