| Revenue growth | Interest earned grew 19% YoY in Q4FY26 to ₹274cr. |
|---|---|
| Margins | NIM improved to 4.06% from 4.01% QoQ; deposit costs declining. |
| Order book | AUM at ₹8,686.77cr; 98%+ of loan book is secured. |
| Demand visibility | Strong traction in MSME/Business segment (9% QoQ growth). |
| Management confidence | Targeting 'From Strong to Stronger' via Vision 2029 roadmap. |
Growth
Advances grew 21% YoY to ₹8,687cr. FY26 reported PAT was ₹141cr, up 7% YoY; excluding one-time charges, PAT grew 10%.
Outlook
Vision 2029 targets: ₹16,000cr+ advances, 300+ branches, 1.6% RoA, and 15% RoE. Targeting expansion into UP and Gujarat.
Risks
One-time ₹5.13cr charge for New Labour Code implementation. Asset quality shows GNPA at 2.54% and NNPA at 1.24%.
Earnings Call filed with BSE, NSE: CAPITALSFB. Summary written with AI assistance from the document.
Capital Small Finance Bank Ltd: key numbers
- Share price
- ₹267.10
- Market cap
- ₹1,214 Cr
- Revenue (annual)
- ₹1,049 Cr
- Net profit (annual)
- ₹141.4 Cr
- P/E (TTM)
- 8.1×Sector 21.9×
- Promoter holding
- 18.29%+0.28% QoQ
- FII holding
- 0.59%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Capital Small Finance Bank Ltd
All →Capital Small Finance Bank Employee Stock Options
Capital Small Finance Bank granted 3,561 equity shares as part of an Employee Stock Option Plan for a Material Risk Taker for FY 2025-26.
Capital Small Finance Bank Employee Stock Options
Capital Small Finance Bank Limited approved the grant of 25,582 ESOPs to Executive Director Munish Jain as part of his variable pay for FY 2025-26.
Capital Small Finance Bank Earnings Call Transcript: Key Takeaways
Capital SFB reported Q1 FY27 PAT of ₹41.3 Cr, up 29% YoY, with gross advances growing 22% to ₹9,074 Cr. Strategy focuses on secured lending and retail-centric deposit growth.
- Call
- Guides 22% growth
Capital Small Finance Bank Results Update
Capital Small Finance Bank reported Q1 FY27 results with a net profit of ₹41.3 crore and advances of ₹9,074 crore, showing strong growth in its lending franchise.
Capital Small Finance Bank Investor Presentation: Key Takeaways
Capital SFB reported strong Q1FY27 results with 29% YoY PAT growth to INR 41 Cr and 22% Advance growth. Strategy focuses on secured lending (97.4%) and granular retail deposits.
- Call
- Guides 100% growth
Capital Small Finance Bank Q1 FY27 Results: Net Profit ₹41.3 Cr, Up 29.1% YoY
Capital Small Finance Bank Ltd reported revenue from operations of ₹288.2 Cr (+16.6% YoY) and net profit of ₹41.3 Cr (+29.1% YoY) for Q1 FY27.
- Key figure
- Net profit ₹41.3 Cr · +29.1% YoY