| Margins | NIM at 3.81%; spread at 2.83%. Targeting 3.75% NIM baseline. |
|---|---|
| Demand visibility | Strong across all geographies; no slowdown seen in demand or launches. |
| Management confidence | High; confident in maintaining 3.81% NIM and credit cost guidance. |
Growth
Disbursements grew 29% YoY to INR 2,609 Cr, beating management's INR 2,500 Cr projection. Real AUM growth stood at 10.8%.
Outlook
Targeting 14% AUM growth for FY27. Projecting Q2 disbursements at INR 3,000 Cr. IT implementation across all branches by September 2026.
Risks
High run-downs due to part-prepayments and tenure crashes following quarterly reset conversions; increasing competitive rate differentials with banks.
Last quarter's promises, checked
Delivered
- Guided INR 10,500 Cr disbursement → delivered INR 10,531 Cr (= BEAT)
- Guided 2.75% spread → delivered 2.83% (= BEAT)
- Guided 3.75% NIM → delivered 3.81% (= BEAT)
Partly delivered
- Guided INR 6,000 Cr rundown → delivered INR 6,600 Cr (= MISS/PARTIAL)
- Targeted GNPA below 0.87% → delivered 0.85% (= BEAT)
Missed
- Guided 11-12% AUM growth → delivered 10.44% (= MISS)
Earnings Call Transcript filed with BSE, NSE: CANFINHOME. Summary written with AI assistance from the document.
Can Fin Homes Ltd: key numbers
- Share price
- ₹723.55
- Market cap
- ₹9,634 Cr
- Revenue (annual)
- ₹4,216 Cr
- Net profit (annual)
- ₹1,086 Cr
- P/E (TTM)
- 8.5×Sector 21.9×
- Promoter holding
- 29.99%+0.00% QoQ
- FII holding
- 13.23%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Can Fin Homes Ltd
All →Can Fin Homes Other Announcement
Can Fin Homes received an ESG rating of 75 (Leader band) for FY2025-26 from Niche Ninety-Nine ERP. This is a voluntary, non-transactional disclosure with no financial or operational impact.
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd has fully redeemed Commercial Paper worth ₹500 Crore on maturity. This repayment settles the company's outstanding debt liability.
- Value
- ₹500.0 Cr
Can Fin Homes Business Update
Can Fin Homes unveiled Project Tejas, a Rs. 297-crore digital transformation programme now scaled to ~177 branches.
- Value
- ₹297.0 Cr
- Execution
- seven years
- branches with project implemented
- 177 branches
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd successfully completed the full redemption of Commercial Paper worth ₹500 Crore on its maturity date.
- Value
- ₹500.0 Cr
Can Fin Homes Other Announcement
Can Fin Homes Limited has filed its Asset Liability Management (ALM) Statement as on June 30, 2026, with the exchange for regulatory compliance purposes.
Can Fin Homes Management Change
Can Fin Homes Ltd announced the retirement (superannuation) of Shri R Madhu Kumar, Vice President (Head-Credit) and Senior Management Personnel, effective August 31, 2026.