| Margins | NIM improved to 3.81% from 3.64% YoY. |
|---|---|
| Demand visibility | Strong; disbursements grew 29% YoY to ₹2609 Cr. |
| Management confidence | High confidence in 2028 roadmap and digital IT transformation. |
Growth
PAT grew 20% YoY; Net Interest Income increased 18% YoY. Outstanding loan book expanded 11% YoY.
Outlook
Targeting 2028 roadmap with increased sourcing via digital channels (10%) and expansion in non-south regions (40%).
Risks
Gross NPA slightly increased to 0.87% from 0.85% in Mar'26. Cost-to-income ratio rose to 19.52%.
Last quarter's promises, checked
Delivered
- Disbursement target INR 10,500 Cr → delivered INR 10,531 Cr (= BEAT)
- Spread guidance 2.75% → delivered 2.8% (= BEAT)
- GNPA target below 0.87% → delivered 0.85% (= BEAT)
Partly delivered
- IT implementation costs → INR 6 Cr booked in Q4 vs Q1FY27 start (= PARTIAL)
- Karnataka growth → 7% delivered vs initial negative start (= PARTIAL)
Missed
- AUM growth target 11-12% → delivered 10.44% (= MISS)
- Telangana disbursement growth → delivered flat/marginal decline (= MISS)
Earnings Call filed with NSE, NSE: CANFINHOME. Summary written with AI assistance from the document.
Can Fin Homes Ltd: key numbers
- Share price
- ₹725.00
- Market cap
- ₹9,654 Cr
- Revenue (annual)
- ₹4,216 Cr
- Net profit (annual)
- ₹1,086 Cr
- P/E (TTM)
- 8.6×Sector 21.9×
- Promoter holding
- 29.99%+0.00% QoQ
- FII holding
- 13.23%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Can Fin Homes Ltd
All →Can Fin Homes Other Announcement
Can Fin Homes received an ESG rating of 75 (Leader band) for FY2025-26 from Niche Ninety-Nine ERP. This is a voluntary, non-transactional disclosure with no financial or operational impact.
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd has fully redeemed Commercial Paper worth ₹500 Crore on maturity. This repayment settles the company's outstanding debt liability.
- Value
- ₹500.0 Cr
Can Fin Homes Business Update
Can Fin Homes unveiled Project Tejas, a Rs. 297-crore digital transformation programme now scaled to ~177 branches.
- Value
- ₹297.0 Cr
- Execution
- seven years
- branches with project implemented
- 177 branches
Can Fin Homes Debt & Borrowing: ₹500 Cr
Can Fin Homes Ltd successfully completed the full redemption of Commercial Paper worth ₹500 Crore on its maturity date.
- Value
- ₹500.0 Cr
Can Fin Homes Other Announcement
Can Fin Homes Limited has filed its Asset Liability Management (ALM) Statement as on June 30, 2026, with the exchange for regulatory compliance purposes.
Can Fin Homes Management Change
Can Fin Homes Ltd announced the retirement (superannuation) of Shri R Madhu Kumar, Vice President (Head-Credit) and Senior Management Personnel, effective August 31, 2026.