| Management target | Revenue 18.0% FY27 |
|---|
| Revenue growth | Total business grew 25% YoY; Advances up 30% YoY. |
|---|---|
| Margins | NIM improved to 3.97%, supported by strategic asset re-pricing. |
| Demand visibility | Strong pipeline of ₹23,000 Cr in corporate and infrastructure sectors. |
| Management confidence | Highly confident, citing consistent guidance delivery and improving profitability metrics. |
Growth
Credit grew 30% YoY, driven by RAM segments and Gift City IBU; Deposits increased 19% organically.
Outlook
Management maintains a 18% credit growth guidance for FY27 with continued branch expansion.
Risks
Potential NIM pressure if deposit costs catch up; monitoring El Niño impact on agricultural portfolio.
Last quarter's promises, checked
Delivered
- Guided 18% advances growth → delivered 30% YoY (= BEAT)
- Guided 16–17% total business growth → delivered 25% YoY (= BEAT)
- Guided NIM floor 3.75% → delivered 3.97% (= BEAT)
Partly delivered
- Guided 200 new branches/yr → delivered 77 functionalized in H1 FY27 (= PARTIAL)
Missed
- Guided ₹5,000 Cr equity raise in FY27 → delivered 'no immediate equity raising planned' (= MISS)
Earnings Call Transcript filed with NSE, NSE: MAHABANK. Summary written with AI assistance from the document.
Bank of Maharashtra: key numbers
- Share price
- ₹79.95
- Market cap
- ₹61,494 Cr
- Revenue (annual)
- ₹29,282 Cr
- Net profit (annual)
- ₹7,017 Cr
- P/E (TTM)
- 7.7×Sector 19.7×
- Promoter holding
- 73.60%+0.00% QoQ
- FII holding
- 6.50%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bank of Maharashtra
All →Bank of Maharashtra Results Update
Bank of Maharashtra reported Q2 FY27 net profit of ₹2,310 crore, up 41.42% YoY. Total business grew 25.16% to ₹7,05,766 crore.
Bank of Maharashtra Investor Presentation: Key Takeaways
Q2 FY27 net profit ₹2,310 Cr (+41.42% YoY); operating profit ₹3,369 Cr (+30.86%); global advances +29.61%; GNPA 1.25%.
Bank of Maharashtra Q2 FY27 Results: Net Profit ₹2,136 Cr, Up 28.0% YoY
Bank of Maharashtra reported revenue from operations of ₹8,606 Cr (+20.7% YoY) and net profit of ₹2,136 Cr (+28.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹2,136 Cr · +28.0% YoY
Bank of Maharashtra Board Meeting Date
Bank of Maharashtra will hold a board meeting on 26th October 2026 to approve financial results for the quarter and half-year ended 30th September 2026.
Bank of Maharashtra Debt & Borrowing: ₹78.6 Cr
Bank of Maharashtra paid Rs. 78.60 crore annual interest on Basel III Tier II Bonds (INE457A08092). Payment made on 21 October 2026 per Reg 57(1).
- Value
- ₹78.60 Cr
Bank of Maharashtra Other Announcement
Bank of Maharashtra received an Environmental, Social, and Governance (ESG) rating from GlobeTrend Climate Impact Pvt. Ltd. The bank disclosed this rating pursuant to SEBI regulations.