| Margins | Operating profit before provisions fell to ₹5,864.92 Cr for FY26. |
|---|
Growth
FY26 Total Income grew marginally to ₹24,423.14 Cr; Net Profit fell 55.4% YoY from ₹2,745.30 Cr in FY25.
Outlook
Management proposed a dividend of ₹1.50 per share. Focus remains on retail banking and sovereign investments.
Risks
Higher provisions and contingencies (₹4,131.11 Cr in FY26) and increased operating expenses impacted the bottom line.
Last quarter's promises, checked
Delivered
- Guided 58% secured mix by FY27 → delivered 56% in Q4FY26 (= BEAT)
- Guided PCR including technical write-offs → delivered 85% (= BEAT)
- Guided retail deposit composition → delivered 74% (= BEAT)
Partly delivered
- Guided ROA 1.6%-1.8% by FY27 → delivered 1.1% in Q4FY26 (= PARTIAL)
- Guided NIM expansion → delivered 6.2% vs 5.9% QoQ (= PARTIAL)
- Guided credit cost reduction → delivered 2% in Q4 vs 3% full year (= PARTIAL)
Missed
- Guided Net Profit (implied) → delivered 55.4% YoY decline in FY26 (= MISS)
Earnings Call Transcript filed with BSE, NSE: BANDHANBNK. Summary written with AI assistance from the document.
Bandhan Bank Ltd: key numbers
- Share price
- ₹164.15
- Market cap
- ₹26,447 Cr
- Revenue (annual)
- ₹21,689 Cr
- Net profit (annual)
- ₹1,224 Cr
- P/E (TTM)
- 19.5×Sector 21.9×
- Promoter holding
- 37.54%-1.44% QoQ
- FII holding
- 18.64%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Bandhan Bank Ltd
All →Bandhan Bank Other Announcement
Bandhan Bank updated its list of Key Managerial Personnel authorised to determine and disclose material events under SEBI regulations, effective September 26, 2026.
Bandhan Bank Credit Rating
Bandhan Bank Limited received reaffirmation of its credit ratings from ICRA for its outstanding Non-Convertible Debentures and Certificates of Deposit.
Bandhan Bank Price Movement Clarification
Bandhan Bank clarified that recent news about its new credit card launch is routine business. The bank stated the share price increase is market-driven.
Bandhan Bank Employee Stock Options
Bandhan Bank granted 1,04,87,996 stock options to eligible employees under ESOP Series 1. These options were granted at a price of Rs. 164.95 per option.
Bandhan Bank Management Change
Bandhan Bank announced the re-appointment of Mr. Rajinder Kumar Babbar as Executive Director & Chief Business Officer and changes in its senior management team.
Bandhan Bank Other Announcement
Bandhan Bank Limited has received an ESG score of 58 from ESG Risk Assessments and Insights Limited. This rating falls under the 'Adequate' category.