| Revenue growth | H1 total income ₹1,245 Cr; AUM +20% |
|---|---|
| Margins | Yield 17.0% (-30 bps); CoB 8.1% (-40 bps); spread 8.9% |
| Demand visibility | H1 disbursements +27%; Q2 disbursements +20% |
Growth
H1 disbursements ₹2,206 Cr (+27%); PPoP ₹715 Cr (+17%); Q2 disbursements ₹1,153 Cr (+20%).
Outlook
No explicit numeric guidance. ₹1,984 Cr liquidity surplus available for business up to March 2027; 58 branches opened in H1.
Risks
NBFC GNPA 2.17% (+58 bps), NBFC credit cost 169 bps; 30+DPD rose to 7.08%; cost-to-income 15.2% (from 13.8%).
Investor Presentation filed with NSE, NSE: APTUS. Summary written with AI assistance from the document.
Aptus Value Housing Finance India Ltd: key numbers
- Share price
- ₹206.00
- Market cap
- ₹10,317 Cr
- Revenue (annual)
- ₹2,192 Cr
- Net profit (annual)
- ₹942.9 Cr
- P/E (TTM)
- 10.5×Sector 19.4×
- Promoter holding
- 23.86%+0.00% QoQ
- FII holding
- 30.54%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Aptus Value Housing Finance India Ltd
All →Aptus Value Housing Finance India Management Change
Aptus Value Housing Finance's board re-appointed Anitha V as Chief Compliance Officer for 36 months, effective 4 November 2026. The change arose from the board meeting outcome held the same day.
- Execution
- 36 months
Aptus Value Housing Finance India Dividend
Aptus Value Housing Finance declared an interim dividend of Rs 2 per share. Record date is 13 November 2026, with payment by 30 November.
Aptus Value Housing Finance India Results Update
Aptus Housing Finance reported Q2 FY27 net profit of ₹267 Cr (up 18% YoY) and H1 net profit of ₹528 Cr, with AUM at ₹14,177 Cr. The investor press release also reiterated FY27 AUM growth guidance of around 22%.
Aptus Value Housing Finance India Q2 FY27 Results: Net Profit ₹267.4 Cr, Up 18.1% YoY
Aptus Value Housing Finance India Ltd reported revenue from operations of ₹623.6 Cr (+14.6% YoY) and net profit of ₹267.4 Cr (+18.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹267.4 Cr · +18.1% YoY
Aptus Value Housing Finance India Debt & Borrowing: ₹0.89 Cr
Aptus Value Housing paid Rs.0.89 Crore monthly interest on its NCDs (ISIN INE852O07162) on 2 November 2026. The payment fulfils the scheduled coupon on Rs.150 Crore secured debentures.
- Value
- ₹0.89 Cr
Aptus Value Housing Finance India Debt & Borrowing: ₹1.44 Cr
Aptus Value Housing Finance paid Rs.1.44 Crore monthly interest on its secured NCDs, due October 30, 2026. The payment was made on the due date, meeting the scheduled obligation.
- Value
- ₹1.44 Cr