Wed, 4 Nov
Utkarsh Small Finance Bank
Q2 FY27 net loss ₹70 Cr; PPOP ₹85 Cr, up 34% QoQ. Q1 one-off credits (CGFMU, ARC) distort the provisioning comparison; slippages rose sequentially to ₹239 Cr.
Summary ready
Earnings calls
Utkarsh Small Finance Bank concalls
Every Utkarsh Small Finance Bank earnings call we streamed: the live audio and our summary of what management said.
Calls
Q2 FY27: key takeaways
Call page →Q2 FY27 net loss ₹70 Cr; PPOP ₹85 Cr, up 34% QoQ. Q1 one-off credits (CGFMU, ARC) distort the provisioning comparison; slippages rose sequentially to ₹239 Cr.
Outlook
Guides 25-30% loan book growth FY27; NIM ~8%; ROE 15% FY28; cost-to-income 60-65% FY28.
Earlier call summaries
All →
18:28 IST
NSE
Earnings Call
Utkarsh Small Finance Bank Earnings Call Transcript: Key Takeaways
Utkarsh SFB reports a 34Cr net loss for Q1 FY27, masking the underlying recovery in asset quality and reduced fresh slippages. Management is aggressively pivoting from JLG to secured lending to stabilize the balance sheet.
- Call
- Guides 28% growth
16:59 IST
NSE
Earnings Call
Utkarsh Small Finance Bank Earnings Call: Key Takeaways
Utkarsh SFB Q4FY26 transcript shows recovery with GNPA improvement to 7.7% and pivot toward secured lending (51% of book). Reported net loss of ₹188cr due to legacy provisioning.
18:39 IST
NSE
Earnings Call
Utkarsh Small Finance Bank Earnings Call: Key Takeaways
Utkarsh SFB reports a Q4 FY26 net loss of ₹188 crore, primarily driven by cleaning up legacy stress in its JLG microfinance portfolio.
21:38 IST
NSE
Earnings Call
Utkarsh Small Finance Bank Earnings Call: Key Takeaways
Utkarsh SFB Q4 FY26 results show a net loss of ₹188cr vs ₹3cr profit YoY, impacted by MFI segment disruptions. Strategy shifts toward increasing secured loans (51%) and retail deposits.
21:25 IST
BSE
Earnings Call
Utkarsh Small Finance Bank Earnings Call: Key Takeaways
Utkarsh SFB reported a challenging Q4/FY26 due to MFI segment disruptions, leading to a FY26 PAT loss of ₹1,151cr despite 29.5% growth in non-JLG loans and 51% secured loan share.
Utkarsh Small Finance Bank Limited: key numbers
- Share price
- ₹11.73
- Market cap
- ₹2,087 Cr
- Revenue (annual)
- ₹3,379 Cr
- Net profit (annual)
- ₹-1,151 Cr
- P/E (TTM)
- -3.1×Sector 20.6×
- Promoter holding
- 42.67%+0.00% QoQ
- FII holding
- 10.44%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.